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Tim your brutally candid post took guts, very heart wrenching. I pray for you to maintain courage and strength. This is a fixable problem. It will be exhausting but you can do it. My recommendation: stop all debt-no credit cards, stop all wagering, whether horses, poker, or sports even if you're good at it. "Scared Money" shouldn't be used to wager. Be extra frugal. Work double. 80 hours a week can done temporarily if you see the end result: the peace that comes from being debt free. And your family will be proud of you. I wish you the best. Hopefully this will seem just a bad dream down the road. Kind regards, Brian
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