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Short Term Pains
Tim I commend you for your honesty. You did not take the easy way out and file personal bankruptcy. Instead you are making restitution to your creditors, that speak volume of your character and moral compass. This process will take some time and I sure you will see the light at the end of the tunnel. It will not be easy but persevere. This is only short term pain.
Keep posting when you can, this site has a good group of cappers you can lean on for moral support. I have the privilege of meet some.
Vish (Cigar)
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