Just a quick note. I'm not going to continue with this thread, as, it appears, there are MANY others doing the same things, and probably doing them better than I am.
It's beyond contention at this point that there's ANYONE out there who knows LESS than me about anything that has to do with handicapping.
I DEFER to the more knowledgeable and encourage them to continue on with this topic (and others like it) and enlighten the very few who are not aware of this very, very obvious and quite banal way of handicapping.
Clearly, I have better things to do with my time and very little of it, as it is.